Please read these terms carefully before using emiamount.com EMI Calculator
Table of Contents
Important Notes
- No financial advice provided
- Minimum age: 13 years
- Feel free to share results
- No personal data collected
Acceptance of Terms
Welcome to emiamount.com. By accessing and using our EMI Calculator tool, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
Important Notice
If you do not agree with any part of these terms, you must not use our website. Continued use of emiamount.com constitutes ongoing acceptance of these terms.
What You Agree To
- Use the tool as intended for personal calculations
- Be at least 13 years old
- Accept any future updates to these terms
What You Don't Need
- No account registration
- No personal information
- No payment details
Eligibility Requirements
Who Can Use Our Service
Minimum Age Requirement
Users must be at least 13 years old
Educational Use
Students aged 13+ can use our tool for educational purposes and financial literacy learning.
Family Use
Parents can use the tool with younger children for educational purposes under supervision.
Prohibited Users
The following are not permitted to use our service:
- Children under 13 years old without parental supervision
- Automated bots or scraping tools
- Users intending to misuse or overload our service
Our Service Description
What We Provide
EMI Calculator Tool
A free, browser-based calculator for loan planning and financial education
Instant Calculations
Real-time EMI calculations as you type
Visual Breakdown
Charts and graphs for easy understanding
Export Options
Download results as PDF or Excel files
Service Limitations
Important: Our EMI Calculator is an educational tool for estimation purposes only. It does not provide financial advice, and calculations may differ from actual loan terms offered by financial institutions.
Always consult with qualified financial advisors and check with banks/lenders for exact loan terms before making financial decisions.
Intellectual Property Rights
Our Property
The emiamount.com website, including its design, layout, code, and calculator algorithms, is owned by us. The "emiamount.com" brand name and logo are our trademarks.
Your Rights
You are free to share, screenshot, and distribute the calculation results you generate using our tool. The numbers you calculate belong to you.
Permitted Uses
Share results with friends/family
Take screenshots for reference
Print or export calculation reports
User Rights & Responsibilities
Your Rights as a User
Free Access
You have the right to use our EMI Calculator free of charge, without creating an account or providing personal information.
Data Control
Since we don't store your data on our servers, you have complete control. To remove any saved scenarios from your browser, simply clear your browser's local storage.
Privacy
You have the right to use our tool anonymously. We do not track your personal identity or financial information.
Your Responsibilities
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Use the tool for legitimate personal or educational purposes only
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Don't attempt to overload or disrupt our service
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Understand that calculations are estimates, not guaranteed offers
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Comply with all applicable laws when using our service
Limitations & Disclaimers
Not Financial Advice
Important: The calculations provided by emiamount.com are for educational and estimation purposes only. They do not constitute financial advice, loan offers, or guaranteed calculations.
Bank Terms May Vary
Actual loan terms from banks and financial institutions may differ based on credit score, market conditions, and individual circumstances.
Professional Consultation
Always consult with qualified financial advisors before making any loan or financial decisions.
Service Availability
Best Effort Basis
We strive to keep emiamount.com available 24/7, but we don't guarantee uninterrupted access.
Technical Issues
We're not liable for calculation errors due to browser issues or technical problems.
Changes to These Terms
We may update these Terms & Conditions from time to time to reflect changes in our service or legal requirements.
Update Notification
We'll post notices of significant changes on our website
Continuing to Use = Acceptance
By continuing to use emiamount.com after changes are posted, you accept the updated terms.
Check Back Periodically
We recommend checking this page occasionally to stay informed about any changes.
Effective Date
The "Last Updated" date at the top of this page indicates when changes were made.
What Happens If You Don't Agree?
If you don't agree with updated terms, you should stop using emiamount.com. Continued use after changes constitutes acceptance of the new terms.
Contact Information
For questions about these Terms & Conditions, please contact us:
Email Address
contact@emiamount.com
We aim to respond within 2-3 business days
Based In
Tamil Nadu, India
Serving users worldwide
Future Service Updates
Currently, emiamount.com is completely free. In the future, we may introduce:
Any future paid features will have separate terms and clear pricing information.
These Terms & Conditions are effective as of January 2024 for all users of emiamount.com.
Last updated: January 2024