Transparent information about how we handle your data in our EMI Calculator tool
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Key Points
- No personal data collected
- No account registration needed
- Data stays in your browser
- Family-friendly tool
Overview
Welcome to our EMI Calculator! We are committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our loan calculation tool.
Our Tool
A free, browser-based EMI calculator that helps you plan loans instantly. No installation required.
Our Promise
We don't collect personal information. Your loan calculations stay private on your device.
Data We Collect
Information You Provide Directly
Loan Calculation Inputs
What: Loan amount, interest rate, tenure, and other parameters you enter for calculations.
How stored: Temporarily in your browser's memory during your session. Cleared when you close the browser.
Saved Scenarios (Optional)
What: If you choose to save calculation scenarios for later use.
How stored: In your browser's localStorage. Only accessible from your device.
What We DON'T Collect
- No personal identification (name, email, phone)
- No financial account information
- No location tracking
- No payment information
How We Use Your Data
Primary Purpose
To provide real-time EMI calculations and generate loan repayment schedules based on your inputs.
Visualization
To create charts and graphs that help you visualize your loan breakdown and payment schedule.
Export Function
To generate downloadable reports (PDF/Excel) of your calculations for your personal records.
Comparison Tool
To enable side-by-side comparison of different loan scenarios to help you make informed decisions.
Data Storage & Security
Where Your Data Lives
Your Browser
Primary storage location
Your Device
When you export reports
Temporary Session Storage
Calculation data is cleared when you close your browser tab.
Browser LocalStorage (Optional)
Saved scenarios remain in your browser until you clear browser data.
No Server Storage
We don't store your calculation data on our servers.
Security Measures
Browser Security
Your data is protected by your browser's built-in security features.
HTTPS Encryption
All data transmission is encrypted using SSL/TLS protocols.
Google Analytics
We use Google Analytics to understand how our tool is used and to improve the user experience. This helps us identify popular features and areas for improvement.
What Google Analytics Collects
Anonymous Usage Data
- • Page views and navigation
- • Session duration
- • Feature usage patterns
Technical Information
- • Browser type and version
- • Device type (mobile/desktop)
- • Approximate location (country-level)
Your Control Over Analytics
You can opt-out of Google Analytics tracking using these methods:
Google Analytics Opt-out Browser Add-on
Install Google's official opt-out extension for your browser.
Browser Privacy Settings
Adjust your browser settings to block analytics cookies.
Private Browsing
Use incognito/private mode to prevent tracking.
Children's Privacy
Our EMI Calculator is designed to be a family-friendly educational tool. While it can be used by anyone, we take children's privacy seriously.
Safe for Educational Use
- Can be used in schools for financial literacy education
- Family-friendly content with no age restrictions
- No personal data collection from any users
Parental Guidance
While our tool is safe for all ages, we recommend:
- Parental supervision for younger children
- Using family safety features on devices
- Discussing financial concepts with children
COPPA Compliance
Our tool complies with the Children's Online Privacy Protection Act (COPPA) because we do not collect personally identifiable information from any users, regardless of age.
Contact Us
Have questions about our privacy policy? We're here to help!
Our Location
Tamil Nadu, India
Serving users worldwide
Response Time
We aim to respond to all privacy-related inquiries within 48 hours.
Need to Clear Your Data?
Since we don't store your data on our servers, you have full control:
Clearing browser data will remove saved scenarios from our tool.
We may update this policy periodically. Please check back for changes.