| No | EMI Date | EMI (₹) | Interest (₹) | Principal (₹) | Remaining (₹) |
|---|
Note: This calculator finds the approximate interest rate using the standard EMI formula. Actual rates may vary based on lender policies and other factors.
Calculate Your EMI
in Seconds
Adjust loan amount, interest rate and tenure to get a complete EMI breakdown. Easy sliders, quick presets, and a beautiful EMI chart help you make confident loan decisions.
Calculate your EMIWhy Is This the Right Tool for You?
This EMI calculator helps you understand your loan payments instantly with accurate results and a clean, user-friendly interface. It shows your EMI, total interest, and repayment amount in real time, so you always know what to expect.
Instant EMI Calculation
Enter your loan details to get monthly EMI, total interest, and payable amount. Results update live as you change values.
- Real-time EMI updates
- Supports all loan types
- Smooth sliders & presets
- Mobile-friendly interface
Your EMI Summary
A simple and clear view of your EMI result — including interest, principal, and total cost — presented with easy-to-understand visuals.
- Clear EMI amount display
- Interest vs principal chart
- Total payable amount
- Auto-updates on every change
Month-by-Month EMI Breakdown
View your entire repayment schedule with EMI dates. See how much interest and principal you pay every month and how your balance reduces over time.
- EMI date included
- Interest & principal split
- Remaining balance each month
- Export to CSV or PDF
Compare Loan Scenarios
Compare up to three scenarios side-by-side. Edit rate, amount, and tenure to quickly identify the most affordable loan.
- 3 customizable comparison cards
- Live update preview
- View Table for each scenario
- Apply comparison to main calculator
Quick Snap — Instant Save
Save your current EMI setup with one click. Perfect for quick comparisons or checking multiple bank offers.
- One-click snapshot
- Saves all inputs
- Reusable anytime
- Helps in comparing banks
Light & Dark Mode
Choose a display style that suits your eyes. The theme is saved automatically for your next visit.
About This EMI Calculator
Our EMI Calculator helps you understand loan repayments clearly and quickly. Whether it's a personal, home, car, or education loan, this tool gives accurate results in seconds.
Who Can Use This?
Commonly Asked Questions
What is an EMI? ▼
EMI (Equated Monthly Installment) is the fixed monthly amount you pay to the lender to repay your loan.
How is EMI calculated? ▼
EMI is calculated using the standard bank formula involving principal, interest rate, and tenure. This tool uses the same formula used by all major banks.
Can I use this tool for any type of loan? ▼
Yes. It works for personal, home, car, business, and education loans.
Does the calculator save my data? ▼
No. This is a privacy-friendly tool. Your data stays on your device.
How accurate are the results? ▼
The results are mathematically accurate and match bank calculations. However, actual EMI may vary slightly if the bank uses daily or reducing balance methods.
What is Quick Snap? ▼
Quick Snap lets you save your current EMI settings so you can compare multiple loan options instantly.
Is the tool free? ▼
Yes. 100% free with no restrictions.
Get Into Touch
Have questions, feature requests, or suggestions? We'd love to hear from you.
Email: contact@emiamount.com